If you’re looking for a credit card that rewards your everyday spending—groceries, gas, streaming subscriptions, and transit—the Blue Cash Preferred Card from American Express might just be your perfect match. With an intro annual fee of $0 for the first year (then $95 annually), this card offers high cash-back rewards and a range of benefits designed to save you money and make life simpler.

Welcome Offer: Earn $300 Back

New Card Members can earn $300 back after spending $3,000 in purchases within the first 6 months. This bonus comes as a statement credit, making it an excellent way to kickstart your rewards journey.

How You Earn Cash Back

The Blue Cash Preferred Card offers some of the highest cash-back rates in key spending categories:

• 6% Cash Back on Groceries: Earn 6% back on up to $6,000 per year in purchases at U.S. supermarkets (then 1%).
• 6% Cash Back on Select Streaming Subscriptions: Enjoy 6% back on your favorite U.S. streaming services like Netflix, Disney+, Hulu, and Spotify.
• 3% Cash Back on Transit: From rideshares, taxis, trains, and buses to parking and tolls, your daily commute is more rewarding.
• 3% Cash Back on Gas: Earn 3% back at U.S. gas stations, perfect for road trips and daily fuel-ups.
• 1% Cash Back on Other Purchases: Every other purchase earns 1% cash back, ensuring you’re rewarded on everything you buy.

Cash back is received as Reward Dollars that can be redeemed as a statement credit.

Additional Featured Benefits

1. $84 Disney Bundle Credit
   Receive $7 back monthly when you spend $9.99 or more on an eligible Disney Bundle subscription (Disney+, Hulu, or ESPN+) with your enrolled card.
2. Cash Back at Amazon.com Checkout
   Use your earned Reward Dollars conveniently at checkout on Amazon.com. The value remains the same as if redeemed for a statement credit.
3. Send & Split with Venmo or PayPal
   Easily split group purchases and send money directly from the Amex App. You’ll still earn rewards while tracking payments seamlessly.
4. Pay It and Plan It Options
   • Pay It: Quickly pay off small purchase amounts (under $100) through the Amex App throughout the month.
   • Plan It: Split large purchases ($100 or more) into manageable monthly payments with a fixed fee—perfect for budgeting big expenses.
5. Amex Offers
   Access exclusive deals and earn extra rewards at select brands by adding Amex Offers to your card.

0% Intro APR on Purchases and Balance Transfers

Enjoy a 0% intro APR on purchases and balance transfers for the first 12 months from account opening. After that, a variable APR of 18.49% to 29.49% applies, depending on your creditworthiness.

Who Is This Card For?

The Blue Cash Preferred Card is ideal for:

• Families or individuals who spend heavily on groceries.
• Anyone who subscribes to multiple streaming services.
• Commuters and drivers who want to earn cash back on transit and gas.
• Budget-conscious users looking to maximize rewards on everyday spending.

Why Apply with Confidence?

American Express lets you see if you’re approved for the Blue Cash Preferred Card without impacting your credit score. If approved, you can confidently accept the card knowing you’re getting a rewarding and flexible credit option.

Final Thoughts

With standout rewards, an excellent welcome offer, and practical benefits like the Disney Bundle Credit and flexible payment options, the Blue Cash Preferred Card delivers immense value for everyday spending. Whether you’re grocery shopping, commuting, or streaming your favorite shows, this card ensures your routine expenses work harder for you.

Ready to make the most of your spending? Apply today with confidence.

Ethan Brooks